Being disturbed by one of the debt collection agencies is not an unusual thing for most people. This is actually because many people have long-standing debts with some financial institutions. This is common with credit card companies. These companies don’t usually get their debs by themselves. So, they hire the service of a third party to do this job for them. While at this, the third party gets paid in either of two ways. They can either agree to a certain commission from the debt or they buy the debt and work on getting the money. Either way, they work on making your bay your debt. But it is good that you know how to manage such an agency when they come around. This is why you should know about moorcroft debt recovery. Knowing your legal grounds and rights is one of the ways to manage the situation. This is why you need to be informed of your rights and know the limits of the debt collectors and what they can do. Whenever you get a call from any agency claiming that you have a debt to settle and it is not the original financial institution, request for a written claim. This is to give you the time to plan on your next line of action and to also be sure that you are not scammed by the agency. Then, you should find a good moorcroft agency that will help you through the management of the situation and make you debt-free. One of the things you should know is that you can also sue the debt collection company if an agent crosses his boundary. For instance, getting several calls a day from the agency or calls late at night beyond 9 pm is not allowed. If you are disturbed in any of these ways, you can take legal action. In all, you need to get help from the best moorcroft group.